Commercial Portfolio Manager (Private Banking) - Biltmore/Phoenix (AZ)

At National Bank of Arizona, we’re a community of professionals with relationships at our core. We strive to promote an engaging environment with accessible leadership and on-going employee development. National Bank of Arizona was founded on the premise of building local relationships, we pride ourselves on providing our clients, shareholders and each other the best possible tools, resources and opportunities. Our workplace culture is based on inclusivity and collaboration, so we can give our customers as well as our employees the best possible environment to thrive. More than 35 years later, our approach hasn’t changed.  At NBAZ, the possibilities are endless – come for the job, stay for a career.

National Bank of Arizona is looking for a Commercial Portfolio Manager to join our Private Banking team. Top candidates will have proven success and Arizona business savvy within our local markets and their neighboring communities.

The successful candidate will have extensive knowledge of managing high-net worth client relationships. This crucial role will service a portfolio of commercial loan relationships, attract new business relationships, and elevate existing customer relationships.

Essential Functions:

• Analyze financial statements, identify industry risks, underwrite and review collateral requirements and credit to structure and price loans. 
  
• Monitor credit performance.
  
• Maintain existing relationships and assist Relationship Managers and Branch Center Managers with credit requests.
  
• Expand, build, and maintain client relationships, providing the highest level of customer service.
  
• Prepare reports on loans, including information such as past dues, documentation and collateral exceptions, financial performance updates and portfolio profitability. 
  
• Cross sell other bank products.
  
• Other duties as assigned.
  

Qualifications: 

 A four-year degree in business, finance, or a related field and 6+ years’ experience in Portfolio Management or a credit role to include Private Banking or other complex commercial lending. An equivalent combination of education and experience may meet qualifications. 

• Knowledge of commercial loans, credit and/or related lending processes and procedures is required.
• Local candidates are highly preferred. This position will sit in our Biltmore Corporate Office location in Phoenix (AZ), and will require travel to our Gainey Branch in Scottsdale (AZ) for meetings with our Private Banker Team.  
• Advanced knowledge of commercial and/or related lending required. Advanced knowledge of credit analysis, spreading and analyzing financial statements, credit scoring, loan documentation, etc.
• A working knowledge of commercial credit analysis, underwriting, spreading, and analyzing financial statements, credit scoring, documentation, etc.  
• Good oral and written communication skills needed to create relationships with clients and when making loan presentations.  
• Analytical skills needed for lease approvals, credit analysis and underwriting. 
• Good organizational and problem resolution skills.  
• PC skills required.  
• Hybrid role with some remote flexibility after training.

 Benefits:  

• Medical, Dental and Vision Insurance - START DAY ONE!  
• Life and Disability Insurance, Paid Parental Leave and Adoption Assistance. 
• Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts.
• Paid Training, Paid Time Off (PTO) and 11 Paid Federal Holidays.
• 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience. 
• Mental health benefits including coaching and therapy sessions.
• Tuition Reimbursement for qualifying employees. 
• Employee Ambassador preferred banking products.