Intern- NBAZ Commercial Real Estate Lending
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- Business Operations
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- National Bank of Arizona
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- 066411 Requisition #
Intern – NBAZ Commercial Real Estate Lending
2025 Paid Summer Intern
Mid June- Mid August
This internship is not eligible for relocation assistance. Local candidates preferred.
Zions Bancorporation’s Internship and Banker Development Program positions are not eligible for employment visa sponsorship (e.g., H-1B visa). This includes, for example, situations where a candidate may have temporary work authorization while enrolled in school or upon graduation (e.g., CPT, OPT) but would need H-1B visa sponsorship within a few years of employment in order to maintain employment eligibility.
At National Bank of Arizona, we’re a community of professionals with relationships at our core. We strive to promote an engaging environment with accessible leadership and on-going employee development. National Bank of Arizona was founded on the premise of building local relationships, we pride ourselves on providing our clients, shareholders and each other the best possible tools, resources and opportunities. Our workplace culture is based on inclusivity and collaboration, so we can give our customers as well as our employees the best possible environment to thrive. More than 35 years later, our approach hasn’t changed. At NBAZ, the possibilities are endless – Come for the job, Stay for a career.
National Bank of Arizona has an opportunity for an intern to work in our Commercial Real Estate group. The intern will work on or be exposed to the following:
- Analyze financial statements of borrowers and guarantors and underwrite key strengths and weaknesses.
- Analyze borrower financial statement ratios and compare to the industry averages and generate a summary of questions/issues to discuss as part of loan underwriting.
- Analyze individual tax returns and credit reports to calculate debt to income ratio and personal cash flow available to service debt.
- Perform research on individual owners and businesses and provide a summary of any findings.
- Review industry research reports to provide a summary of the specific industry for commercial and industrial loans.
- Assist in completing annual file/loan reviews.
- Various clean-up/data projects.
Qualifications:
- Currently working on a Master’s or Bachelor's degree with strong emphasis in finance, accounting, business, or related coursework.
- Basic working knowledge or interest of financial and spread analysis, credit, lending and underwriting processes and principles.
- Knowledge or interest in working with various types of loans, credit risk, legal and regulatory requirements.
- Requires strong interpersonal and customer service skills.
- Great communication skills, both verbal and written, is essential.
- Detail oriented with strong analytical, organizational, and problem-solving skills.
- Ability to make sound decisions and be inquisitive. Is not afraid to ask questions or make recommendations.
- Working knowledge of computer software programs including Excel, Word, Power Point, etc.
This position will be open until filled.
To review our Benefits Summary click here.
All candidates, including those with criminal histories will be considered for employment. However, a background check adjudicated consistently with the FDIC Section 19 regulation will be completed on any candidate who accepts a conditional job offer from the Company. Because the Company is a financial institution, the FDIC guidelines apply to all positions within the company and as such any and all job duties have a direct relationship to a candidate’s criminal history and that criminal history would need to align with the FDIC Section 19 regulations.
Zions Bancorporation, National Association prohibits illegal discrimination and reaffirms its policy of providing Equal Employment Opportunity (EEO), by extending equal employment and advancement opportunities to all employees and applicants for employment, without regard to race, color, religion, age (40 and over), sex, pregnancy, gender, disability, national origin, ethnic background, citizenship, protected veteran status, military service, sexual orientation, gender identity, genetic information or any other characteristic protected by applicable federal, state or local law.
It is the Company’s policy not to discriminate because of a person’s relationship or association with a protected veteran. This includes spouses and other family members. Also, Zions will safeguard the fair and equitable treatment of protected veteran spouses and family members with regard to all employment actions and prohibit harassment of applicants and employees because of their relationship or association with a protected veteran.
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